Privacy Statement

Our privacy promise to you :

Benefit Management Solutions provides this notice to you, our customer, so that you will know what we will do with the personal information, personal financial and health information (collectively referred to as the "protected information") that we may receive from you directly or receive from your healthcare provider or receive from another source that you have authorized to send us your protected information. We at Benefit Management Solutions are concerned about your privacy and assure you that we will do what is required of us to safeguard your protected information.

What will we do with your protected information?

The information Benefit Management Solutions gathers is shared within our company to help us maximize the services we can provide to our customers. We will only disclose your protected information as is necessary for us to provide the insurance products and services you expect from us. Benefit Management Solutions does not sell your protected information to third parties, nor does it sell or share customer lists.

We may also disclose all of the information described above to third parties with which we contract for services. In addition, we may disclose your protected information to medical care institutions or medical professionals, insurance regulatory authorities, law enforcement or other government authorities, or to affiliated or nonaffiliated third parties as is reasonably necessary to conduct our business or as otherwise permitted by law.

Our Security Procedures

At Benefit Management Solutions, we have put in place the highest measures to ensure the security and confidentiality of customer information. We will handle the protected information we receive by restricting access to the protected information about you to those employees and agents of ours who need to know that information to provide you with our products or services or to otherwise conduct our business, including actuarial or research studies. Our computer database has multiple levels of security to protect against threats or hazards to the integrity of customer records, and to protect against unauthorized access to records that may harm or inconvenience our customers. We maintain physical, electronic and procedural safeguards that comply with federal and state regulations to safeguard all of your protected information.

Our Legal Use of Information

Retain the right to use ideas, concepts, know-how, or techniques contained in any nonpublic personal information you provide to us for our own purposes, including developing and marketing products and services.

Disclaimer

Benefit Management Solutions does not warrant the accuracy, completeness, timeliness, noninfringement, merchantability, suitability or fitness for a particular purpose of the information and materials made available through this site.

To the maximum extent permitted by applicable law, in no event shall Benefit Management Solutions be liable for any special, indirect, incidental or consequential damages whatsoever arising out of or resulting from the use of, or inability to use, data, documents or information made available on this site or other web sites linked to this site. Benefit Management Solutions shall not be held liable for content errors, omissions or infringing material, including without limitation lost profits, damages for loss of goodwill, work stoppage, computer failure or malfunction or any and all other damages.

Benefit Management Solutions may make improvements and/or changes to any product(s) or service(s) described in this site at any time. Benefit Management Solutions does not guarantee that any product or service described in this site will be continuously available. The information and products on our site are periodically updated. The documents and related graphics published on this site could include typographical errors or technical inaccuracies.

Any links provided to other web sites are maintained by other organizations. Benefit Management Solutions is not responsible for the information contained in those web sites. We disclaim any responsibility for updating such information, or the information in those web sites. The information contained on this web site is subject to change at any time without prior notice.